Martha C. White

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A Mortgage After 65: A ‘No Brainer’ or a Big Risk?

Fueled by once-low rates, more older Americans have mortgage debt, according to new research. But the downsides can be significant, some experts say.

Chill in the Housing Market Seeps Into Other Industries

The slowdown in the residential real estate market, a crucial cog in the American economy, is threatening sectors like home improvement and storage.

As Student Loan Payments Resume, Gen X Struggles to Save for Old Age

The end of the payment pause means Americans in this age group will once again have to juggle paying off debt while trying to save...

In Remote Work Era, Hotel Operators Make a Bet on Longer Stays

Extended-stay hotels, which are cheaper to build and operate than their full-service counterparts, are also appealing to work crews on road, green energy and other...

401(k) Hardship Withdrawals Tick Up as Inflation Stays High

Retirement plan administrators are noting an uptick in hardship withdrawals. But taking that money out can harm your future financial security.

When Your Career, and Retirement, Are the Family’s Business

Succession plans, or the lack thereof, can hinder the transition to a new generation — and affect how loved ones fund their later years.

Investors Relying on Roboadvisers Are Seeking a Human Touch

Younger investors who are navigating market volatility and trying to save for retirement are finding that roboadvisers lack the personal touch.

Planning for Your Retirement, and for a Child’s Special Needs, All at Once

People with children who cannot support themselves need to think well past their own lifetime and figure out how to provide for children after they...

When You’re Forced to Cash Out in a Bearlike Market

You can’t leave money in your I.R.A. forever, as dictated by I.R.S. rules. This can put retired investors in a tough spot.
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